We Offer Financing

We value accessibility and affordability so we are pleased to offer financing through a couple of excellent lenders.

How do I pay for my home improvement project?

Budgeting for a home renovation project is one of the biggest concerns homeowners have when they start to plan for it. It’s a major decision – one that impacts everyday living. That said, a big question still remains for many people.

“How do I pay for my home improvement project?”

Your home renovation project is an investment in your home. Financing can help you to design, install and enjoy your dream home now, with a payment program that fits within your budget.

With Merrick Home Services, you have several options available to finance all or part of your project. View our lending partners below.

For projects over $120k

Intercoastal Mortgage

In July of 2020, Intercoastal Mortgage and MVB Mortgage merged and formed Intercoastal Mortgage, LLC. With a balance of conventional, jumbo, and government-backed mortgage products, along with a bank portfolio to create financing opportunities for construction loans and alternative mortgage programs, Intercoastal Mortgage is well-positioned to provide customized mortgage solutions to meet the needs of its clients. 

For projects under $120k

HFS Financial

HFS Financial has been in business for over 13 years and lends in all 50 states. HFS Financial offers Home Improvement loans up to $300,000. We provide 100% financing for any home improvement project. For loans over $20k, HFS Financials offers a 2.99% interest rate (depending on credit), your choice of a 2-20 year loan term, no penalties on prepayments, conditional approvals issued within 24 hours of applying, and more! 

Reviews from happy customers

I can't say enough about how pleased I have been with the quality and the service from Wayne and his team at Merrick. They restored a balcony railing and floor for us last year, and we had them return to install new shutters recently. We will certainly be calling on them again for other projects!

Heidi H.

The Handyman team has completed several projects for me this summer including tile work, furniture repair, exterior work and more. All the tasks were done in a timely manner and done with a detailed eye. Thanks so much Merrick Design and Build.

Elizabeth M.

Ready to tackle that to-do list?

Put our 30+ years of home repair experience to work for you and your home.